Best Pet Insurance For Golden Retrievers

Golden Retrievers Are Famous Dogs

Who couldnt recognize a golden retriever when they see one? The beautiful long, golden coat with the athletic build is iconic. Whether its running outside, playing in the water, or curled up with the family, youve seen a million pictures of golden retrievers

Its for good reason too. How many other dogs out there are so unanimously considered wonderful dogs? How many other breeds are there that everyone knows as gentle, kind dogs? No other dog breed has ever gotten such positive publicity.

Golden Retriever Pet Insurance

Golden Retrievers have an average lifespan of 10 to 13 years. This breed is susceptible to various congenital and hereditary conditions such as cancer, hip dysplasia, cataracts, and osteochondritis dissecans.

There is no way to know for certain if your Golden Retriever will suffer from any of these illnesses, but the possibility is always there, and every dog will require special care as it gets older. The right pet health insurance plan can help keep you from the added burden of financial worries when your dog requires medical care.

The first step to a healthy and happy Golden Retriever is finding a reputable breeder who can provide genetically fit puppies. The second step is to train your dog well and give it plenty of healthy food, exercise, and love.

For many owners, the third step is to purchase a pet health care plan that helps to keep vet bills predictable and to ensure that you can focus on helping a sick dog to recover rather than worrying about the cost of treatment.

Golden Retrievers are considered by many to be part of the family. Like any family member, they deserve the best medical care available. Since veterinary care requires immediate upfront payment, ask yourself if you have the financial resources to pay for a health emergency or ongoing chronic condition.

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What If A Golden Doesnt Get Enough Exercise

Exercise is not only fun for Golden Retrievers but also essential. They crave it, and when they dont get it, they have so much unused energy that they can become destructive. Common destructive behaviors include chewing, digging, and sprinting around the house. Some will even try to escape if left to their own devices.

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Golden Retrievers can also very easily gain weight when they dont get enough exercise. Thats because they eat whatever food is available to them, regardless of whether or not they need it. And when a Golden gains weight, a number of other health issues can develop, like diabetes, high blood pressure, and problems with the elbow and hip joints, including hip dysplasia.

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Common Health Problems In Golden Retrievers

Like any purebred dog, Golden Retrievers may encounter some breed-related health problems throughout their lives. Often, Breed Clubs will also be able to provide advice on what tests your breed may need and where to get these done. Make sure the parents of your puppy have had the relevant health screening to reduce the chances of your puppy being affected by these upsetting conditions.

Golden Retrievers are amongst a group of breeds classed as Category Two by The Kennel Club. These are breeds of dog that have been highlighted as having points of concern visible features which, if exaggerated, might potentially affect the breed in the future and cause health and welfare concerns. For Golden Retrievers, this is because they can have short legs in proportion to their body and a tendency to become overweight.

Some of the conditions Golden Retrievers are more prone to developing include:

Golden Retrievers Live 10

Smaller dogs, like Yorkies,;live an average of 11-15 years, while larger dogs, like Great Danes,;live an average of 7-10 years.

As you can see, golden retrievers are roughly in the middle of the pack when it comes to lifespan.

This is important to keep in mind because goldens arent just pets you might find fun for a few years its a decade-long commitment.

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Socializing At The Dog Park

A trip to the dog park is a great way for a Golden Retriever to socialize with other dogs. They love meeting new friends and typically get along well with other dogs. A nice thing about going to the dog park, is that you get an opportunity to relax and chat with the other dog owners while the pups in the park keep your Golden Retriever busy, happy and having fun.

Most Comprehensive Plan: Prudent Pet

Prudent Pet scored a 95 out of 100 and stood out most for its comprehensive coverage in the Ultimate Plan, its most comprehensive pet insurance policy. In addition to providing an unlimited coverage limit for services and procedures from accidents or illnesses, such as cancer treatments and hospitalizations, this plan covers extra unexpected costs, such as advertising for a lost pet, boarding kennel fees, mortality benefits, and any costs associated with a vacation cancellation due to a sick pet.

Get an online quote to compare prices based on your dogs specific breed, age, and location.

Also Check: How To Potty Train A Golden Retriever Puppy

Is Pet Insurance Expensive

The cost of pet insurance depends on many different factors. First and foremost is your pets age, size, and breed, which can affect the likelihood that they will become sick or require veterinary attention. Your monthly premiums will also depend on the annual limit, deductible, and reimbursement percentage you choose when you sign up for coverage. Finally, of course, each company sets its own pricing. Among the top pet insurers we reviewed, costs for a two-year-old dog started at $11.95 a month on the low end of things.

Finding The Right Golden Retriever Pet Insurance

Finding the right pet insurance for your;golden retriever is important, as providing high-quality veterinary pet health care is part of being a responsible dog owner.

Youll need to shop around for coverage from pet insurance;companies to make sure you get a pet health insurance policy thats affordable and covers your dogs needs.

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Best For Holistic Care: Figo

• Starting price: From $92 per year
• Deductible: $100 to $1,500

Figo is the friendliest insurer for pet parents who prefer to seek alternative treatments for their pets, such as acupuncture and chiropractic care.

• Base plan includes acupuncture and chiropractic care

• Visit any licensed veterinarian

• 24/7 virtual vet visits available

• 30-day money-back guarantee

• Exam fees not covered in base plan

• Recommends an enrollment exam

Figo offers three pet insurance plans that cover accidents and injuries. Coverage is available in three tiersEssential, Preferred, and Ultimatethat include varying levels of annual coverage:

• Essential plan: $5,000;
• Preferred plan: $10,000
• Ultimate plan: Unlimited

Figos accident and injury pet insurance policy includes coverage for the following treatments and services:

• Emergency services
• Chiropractic services
• Behavioral health

Figo has recently added a wellness plan to their mix. This is obtained by a Wellness Rider for preventative care and can be enhanced with the Extra Care Pack and Exam Fee power-ups. ;

Before you can use your coverage, youll have to wait one day for an injury visit and 14 days for an illness visit. Plus, some orthopedic conditions can have a one-year waiting period.

• Deductibles: $100 to $1,500
• Annual limits: $10,000 to unlimited
• Copays: 0 to 30%
• Waiting period: One day for illness, 14 days for accidents
• Network size: Unlimited

What To Know Before You Buy Or Rehome A Golden Retriever

Considering buying or rehoming a Golden Retriever? Before you find a puppy or adopt, here are a few important things to remember.

• Golden Retrievers are prone to shedding throughout the year, so may not be the best choice for people with allergies.
• Like all dogs you will need to ensure they are well-socialised as puppies and trained. This will help your Golden Retriever get along well with you and others, including other dogs.
• Its important to get your Golden Retriever puppy from a reputable breeder so you can meet the puppys mum and check she has the temperament youre looking for. dictates that new puppies or kittens must be bought directly from a breeder or adopted from rescue. Third party sellers are now illegal.
• Like all breeds, Golden Retrievers can suffer from a range of health conditions, and joint conditions like elbow or hip dysplasia are particularly common in the breed. A reputable breeder will be able to provide proof of genetic testing, like hip and elbow scores, for both parents to help you choose a healthy dog.

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Who Am I Likely To Live With

Golden Retrievers are intelligent, eager companions. Their fabulous nature is a major draw card, but in reality they are also big dogs. You need to be sure you have space and energy to exercise one.

As a retriever, a game of fetch is always a winner. Their retrieving instinct means you should expect some degree of oral fixation. Golden Retrievers love having their own toys to move around the house. And they relish a swim.

Golden Retrievers mellow nature means they are great with kids. Theyre community minded happy to have more than one master, meet new people and fit in with other pets.

However, their coats do shed. A lot.

Is Pet Insurance Worth The Cost

Pet parents know that the cost of pet ownership is not cheap, and its impossible to say whether pet insurance will ever pay for itself simply because no one can predict the future. Ultimately, having pet insurance is worth it for some people, but not for others.

Ideally, your pet will never suffer a major illness or injury that requires extensive veterinary care. But as with all insurance, the idea is that by paying a nominal fee for coverage, youll eliminate the risk of having to pay thousands in the unlikely event that your pet does face a critical emergency. Many pet owners feel that this cost is worth knowing theyll never face a time that they cant afford a life-saving procedure for their beloved 4-legged family members.

Dr. Kenney also noted in his recent interview that “Pet insurance isn’t a one-size-fits-all type of product. A pet insurance company and policy needs to be chosen around the needs of the pet, the wants of the pet owner, and the budget available for the pet’s healthcare expenses.”

For example, lets say your pet is hit by a car and is rushed to the nearest veterinary hospital. After an emergency surgery, the total bill comes to $2,500. Without pet insurance, youd be on the hook for the full amount. However, if you had a mid-tier policy with a $500 deductible and an 80% reimbursement rate, youd only be responsible for $1,000 out of pocket.

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They Are Good With Kids

Golden retrievers make great family pets. They have a bunch of qualities that make them perfect around babies and kids. They are intelligent and happy dogs who are always ready to play.

Goldens are perfect around babies because of their patience and obedience. They have a deep instinct to protect their families. This instinct means theyre more likely to bond quickly to newborn babies in your family.

They also mature slowly, even after reaching their full size and weight. This means theyll almost age with your children. Theyll continue to act like puppies, which is great for your kids. In addition, they have gentle mouths. This means they will take treats and toys from your kids very carefully.

If youre worried about how your golden retriever will react to a newborn baby in the family, there are a few things you can do in order to make the transition easier.

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Learn About Golden Retrievers Pet Insurance

Golden Retrievers are very popular for their tolerant and friendly nature. It is an intelligent breed of dog usually used as a working dog. Golden retrievers are one of the most popular breeds, behind Labrador Retrievers and German Shepherd dogs. It is usually the dog of choice for sports, disability assistance, hunting, search and rescue, and so forth.

This dog breed was developed by crossing several other breeds which include setters, spaniels, the Newfoundland, and also a bloodhound. As a result of the combination, the resulting breed is a strong swimming dog that can track wounded games, and deal with crippled birds. The golden retriever was first bred by Dudley Marjoribanks between 1840 and 1890 in the Scottish Highlands.

This breed made its way to Canada in 1881 when Archie Marjoribanks, son of Lord Tweedmouth took it to Canada. The dog, known as Lady was registered with AKC in 1894.

Besides their unquestionable intelligence, the breed has a lot of other interesting characteristics such as their devotedness and friendliness. However, Golden retrievers are also prone to several health problems such as hip and elbow dysplasia, progressive retinal atrophy, pigmentary uveitis, subvalvular aortic stenosis and so forth.

To get a quote for Golden Retrievers pet insurance, click here.

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Golden Retriever Vs Goldendoodle

There are lots of similarities and differences when it comes to Golden Retrievers and Goldendoodles. The pure breed Golden is very standard in size. In contrast, with the designer breed Goldendoodle, youll notice various size options as there can be Miniature Goldendoodles. Since it is part poodle, the Goldendoodles coat has a curl to it and requires more maintenance. However, they shed less than Golden Retrievers and are more hypoallergenic. Their temperaments are generally similar, and both need companionship, socialization, and daily exercise.

The Benefits Of Golden Retriever Insurance For A Puppy

a. Help in emergencies

Your Golden puppy is naturally curious and can be susceptible to accidents; broken glass, an attack by another dog, mishaps with cars, and swallowing poisonous substances. A visit to the vet for surgery or any other emergency can range from hundreds up to thousands of dollars in expenses.

b. Help in checkups

Just like humans a Golden puppy will need to get checkups, requiring several routine visits to the vet during their first year. There are Golden Retriever pet insurance policies that have wellness plans for routine checkups including costs of vaccinations, blood tests, physical examinations, and even dental exams.

c. Peace of mind for your Golden puppy

A puppy can get sick more easily than adults because of their underdeveloped immune system. Protect them against illnesses by signing them up with Golden Retriever dog insurance while theyre young. Owners can relax and still be aware that if something happens to their puppy and throughout their lives they will have the capacity to pay for medical treatment.

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The Golden Retriever Personality And Temperament

Golden retrievers are intelligent, good companions and all-round family dogs. They are best known for being kind, friendly and confident. Unprovoked aggression is not in keeping with the character of the breed.They are happy to mingle with owners and strangers alike. As with most dogs, they benefit from training as puppies to socialise and obey commands. They need plenty of opportunities to exercise and play.

A large breed of dog suitable for larger houses and gardens, but happy in a town or country environment.

What Types Of Pet Insurance Policies Are There

The main types of pet insurance for dogs are:

Lifetime insurance This will make sure that any conditions your Golden Retriever develops are covered year after year, if you stick with the same policy after he or she develops the condition.

Maximum benefit;Cover that offers a pot of money per condition. Once the pot is used up, that condition is no longer covered, even if you continue to renew the policy.

Time limited insurance This type of dog insurance policy only covers a condition for up to 12 months. After that, if your pet still needs treatment, youll have to cover the costs.

Accident only insurance Your dog will be covered if it has an accident, but this type of policy doesn’t cover illnesses or any medical conditions your dog might develop.

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The Best Pet Insurance For Golden Retrievers

While there are many options of insurance for your Golden Retriever, our top pick is Embrace Pet Insurance, which offers, in our opinion, the most comprehensive plans on the market. We love the fact you can adjust your plan to suit your budget and still have high quality coverage!

After Embrace, there are several other viable pet insurance options that may appeal to various segments of Golden Retriever owners, depending on each persons wants and needs for their dog.

Embrace Pet Insurance offers a wide range of coverage for all your pets. Their plans can be adjusted to fit the coverage you need, at a price that works for you.

However, as a pure breed, Golden Retrievers are more susceptible to genetic health issues than mixed breed dogs. Embrace covers genetic conditions standard under their accident and illness policy.

Embrace Pet Insurance is arguably the most comprehensive pet insurance company on the market, with its pet insurance policy offering features such as exam fees, diagnostics, surgery and hospitalization, and even alternative and homeopathic therapies.

While Embrace is not necessarily the cheapest option on the market, they do offer competitive prices. Like many pet insurance companies, they offer a free quote after you answer just a few questions about your dog.

Let us look at some of the features that distinguish Embrace as a leader in the pet insurance industry: